Comments for FHA Loan Guide http://www.fhaloanblog.org FHA Loan Guide offer FHA loan programs, FHA Refinance Loans & FHA Streamline Rates Thu, 24 Nov 2011 20:35:18 +0000 hourly 1 http://wordpress.org/?v=3.3.1 Comment on FHA Short Refinance by bad credit home loans http://www.fhaloanblog.org/2010/08/06/fha-short-refinance/comment-page-1/#comment-1717 bad credit home loans Thu, 24 Nov 2011 20:35:18 +0000 http://www.fhaloanblog.org/?p=147#comment-1717 My mortgage balance (with Bank of America) is currently $100,000. It was an FHA loan. Yesterday, my bank told me that the value of my home is $50,000 and because they only make loans with a loan to value ratio of 80% they could not refinance my home because my LTV ratio was 200%. I thought Obama announced a refinance program that did not consider equity? My BofA rep told me that I should look for a bad credit loan, but my credit is good. He said it would be considered a bad credit loan because of my lack of equity---Except for the value of my home, I meet the other FHA loan requirements. Am I eligible for the FHA short refi program? Please respond with details. Thanks Ted My mortgage balance (with Bank of America) is currently $100,000. It was an FHA loan. Yesterday, my bank told me that the value of my home is $50,000 and because they only make loans with a loan to value ratio of 80% they could not refinance my home because my LTV ratio was 200%. I thought Obama announced a refinance program that did not consider equity?
My BofA rep told me that I should look for a bad credit loan, but my credit is good. He said it would be considered a bad credit loan because of my lack of equity—Except for the value of my home, I meet the other FHA loan requirements.
Am I eligible for the FHA short refi program?
Please respond with details.
Thanks Ted

]]> Comment on 2011 New Rules for FHA Requirements by Ann http://www.fhaloanblog.org/2011/03/14/2011-new-rules-for-fha-requirements/comment-page-1/#comment-1547 Ann Sat, 22 Oct 2011 16:13:23 +0000 http://www.fhaloanblog.org/?p=248#comment-1547 Been working for over 3 months on a loan for a home, only 9 days left before the final extension expires to close and the lender insists they need a 4506T before closing even though they have proof that taxes were filed. The transcripts are not available yet. Is there any alternative to this problem? They have had me pay for the appraisal in July, the loan closing has been extended three times. I don't want to lose this home. What can I do?? Been working for over 3 months on a loan for a home, only 9 days left before the final extension expires to close and the lender insists they need a 4506T before closing even though they have proof that taxes were filed. The transcripts are not available yet. Is there any alternative to this problem? They have had me pay for the appraisal in July, the loan closing has been extended three times. I don’t want to lose this home. What can I do??

]]> Comment on New FHA Power Saver Loan Program by Melinda Hull http://www.fhaloanblog.org/2011/01/26/new-fha-power-saver-loan-program/comment-page-1/#comment-1356 Melinda Hull Mon, 11 Jul 2011 20:18:41 +0000 http://www.fhaloanblog.org/?p=208#comment-1356 Interested in FHA Power Saver Loan. Interested in FHA Power Saver Loan.

]]> Comment on FHA Loans for Borrowers with Less Than Perfect Credit by Ralph Spurlock http://www.fhaloanblog.org/2011/02/07/fha-loans-for-borrowers-with-less-than-perfect-credit/comment-page-1/#comment-1339 Ralph Spurlock Sun, 12 Jun 2011 14:54:24 +0000 http://www.fhaloanblog.org/?p=219#comment-1339 First I want to thank you for allowing me to place a comment on your site. I am a state of Florida certified general contractor cgc006912, an FHA registered inspector L755 and a state of Florida certified home inspector HI3298. If you visit my site and leave a comment I will approve it thereby providing a linkback to yours. Energy saving installations of double paned and impact resistant glass will improve the value of a home. The are other things that a home owner might consider as value producing improvement. For my money I like a standing seam metal roof on a home for two reasons if it is installed in white FPL will provide an energy star rating and the last I checked a forty cents on the dollar rebate. Additional insulation in the attic is always a good idea and can be done at a reasonable cost using a blown-in process. FHA 203K loans are excellent for these upgrades. First I want to thank you for allowing me to place a comment on your site.

I am a state of Florida certified general contractor cgc006912, an FHA registered inspector L755 and a state of Florida certified home
inspector HI3298. If you visit my site and leave a comment I will approve it thereby providing a linkback to yours.

Energy saving installations of double paned and impact resistant glass will improve the value of a home. The are other things
that a home owner might consider as value producing improvement. For my money I like a standing seam metal roof on a home for
two reasons if it is installed in white FPL will provide an energy star rating and the last I checked a forty cents on the dollar
rebate. Additional insulation in the attic is always a good idea and can be done at a reasonable cost using a blown-in process.

FHA 203K loans are excellent for these upgrades.

]]> Comment on FHA Loans for Borrowers with Less Than Perfect Credit by 1st Time Home Buyer Loan http://www.fhaloanblog.org/2011/02/07/fha-loans-for-borrowers-with-less-than-perfect-credit/comment-page-1/#comment-1306 1st Time Home Buyer Loan Fri, 29 Apr 2011 01:40:38 +0000 http://www.fhaloanblog.org/?p=219#comment-1306 Mortgage Broker in Massachusetts. I offer FHA loans down to 540 FICO, purchase or refinance. Mortgage Broker in Massachusetts. I offer FHA loans down to 540 FICO, purchase or refinance.

]]> Comment on FHA 203K Loan for Home Improvements by RW Spurlock http://www.fhaloanblog.org/2011/01/14/fha-203k-loan-for-home-improvements/comment-page-1/#comment-1255 RW Spurlock Sun, 20 Mar 2011 20:05:08 +0000 http://www.fhaloanblog.org/?p=196#comment-1255 First I want to thank you for allowing me to place a comment on your site. I am a state of Florida certified general contractor, an FHA registered inspector and a state of Florida certified home inspector. If you visit my site and leave a comment I will approve it thereby providing a linkback to yours. Energy saving installations of double paned and impact resistant glass will improve the value of a home. The are other things that a home owner might consider as value producing improvement. For my money I like a standing seam metal roof on a home for two reasons if it is installed in white FPL will provide an energy star rating and the last I checked a forty cents on the dollar rebate. Additional insulation in the attic is always a good idea and can be done at a reasonable cost using a blown-in process. FHA 203K loans are excellent for these upgrades. First I want to thank you for allowing me to place a comment on your site.
I am a state of Florida certified general contractor, an FHA registered inspector and a state of Florida certified home inspector. If you visit my site and leave a comment I will approve it thereby providing a linkback to yours.

Energy saving installations of double paned and impact resistant glass will improve the value of a home. The are other things that a home owner might consider as value producing improvement. For my money I like a standing seam metal roof on a home for two reasons if it is installed in white FPL will provide an energy star rating and the last I checked a forty cents on the dollar rebate. Additional insulation in the attic is always a good idea and can be done at a reasonable cost using a blown-in process. FHA 203K loans are excellent for these upgrades.

]]> Comment on FHA Short Refinance by Jared Leichliter http://www.fhaloanblog.org/2010/08/06/fha-short-refinance/comment-page-1/#comment-1153 Jared Leichliter Sat, 22 Jan 2011 00:34:14 +0000 http://www.fhaloanblog.org/?p=147#comment-1153 If you have a 1st mortgage with CITI Bank that is NOT a Fannie Mae or Freddie Mac loan I can help you with principle reduction to 95% of current market value. There are no upfront fees but you must be current on your mortgage with no 30 day late payments in the last 12 months and be able to qualify for FHA financing. We have our own negotiators at Citi and the process can be completed within three months. Give me a call so I can find out if your loan is eligible for this program. Jared Leichliter Steltmen Wholesale 888-842-4452 If you have a 1st mortgage with CITI Bank that is NOT a Fannie Mae or Freddie Mac loan I can help you with principle reduction to 95% of current market value. There are no upfront fees but you must be current on your mortgage with no 30 day late payments in the last 12 months and be able to qualify for FHA financing.
We have our own negotiators at Citi and the process can be completed within three months.

Give me a call so I can find out if your loan is eligible for this program.

Jared Leichliter
Steltmen Wholesale
888-842-4452

]]> Comment on FHA Refinance Loan by samantha newberry http://www.fhaloanblog.org/fha-refinance-loan/comment-page-1/#comment-908 samantha newberry Tue, 28 Sep 2010 13:51:10 +0000 http://www.fhaloanblog.org/#comment-908 can you please send me information on how to get a loan to buy a home can you please send me information on how to get a loan to buy a home

]]> Comment on FHA Short Refinance by Wayne Cangialosi http://www.fhaloanblog.org/2010/08/06/fha-short-refinance/comment-page-1/#comment-868 Wayne Cangialosi Mon, 13 Sep 2010 23:06:26 +0000 http://www.fhaloanblog.org/?p=147#comment-868 My mortgage is currently more than my home is worth, so therefore I am Underwater as the programs suggests. i already have a FHA mortgage since 2009 . My mortgage is NOT in rears and is current, and has been since its inception. What can be done for me? How do I proceed from here My mortgage is currently more than my home is worth, so therefore I am Underwater as the programs suggests. i already have a FHA mortgage since 2009 . My mortgage is NOT in rears and is current, and has been since its inception. What can be done for me? How do I proceed from here

]]> Comment on FHA Loan Programs by HUD Launching FHA Refinancing for Underwater Mortgages http://www.fhaloanblog.org/fha-loan-programs/comment-page-1/#comment-820 HUD Launching FHA Refinancing for Underwater Mortgages Fri, 27 Aug 2010 02:07:01 +0000 http://www.fhaloanblog.org/?page_id=19#comment-820 [...] FHA Loan Programs [...] [...] FHA Loan Programs [...]

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