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	<title>FHA Loans</title>
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	<link>http://www.fhaloanblog.org</link>
	<description>FHA Loan Blog for Borrowers Seeking Government Home Loans and FHA Lenders</description>
	<pubDate>Wed, 03 Feb 2010 16:33:45 +0000</pubDate>
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			<item>
		<title>Better Credit FHA Loans Performing Well</title>
		<link>http://www.fhaloanblog.org/2010/02/03/better-credit-fha-loans-performing-well/</link>
		<comments>http://www.fhaloanblog.org/2010/02/03/better-credit-fha-loans-performing-well/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 16:33:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[FHA Credit]]></category>

		<category><![CDATA[FHA Guidelines]]></category>

		<category><![CDATA[FHA Loan Articles]]></category>

		<category><![CDATA[FHA Loan Updates]]></category>

		<category><![CDATA[FHA News]]></category>

		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=89</guid>
		<description><![CDATA[FHA officials recently expressed new reasons to be optimistic. The FHA home loans made in 2009 tended to go to borrowers with higher credit scores than in previous years. These borrowers turned to the FHA when the mortgage market collapsed and other lending sources dried up. By then, reputable lenders doing business with the agency were already [...]]]></description>
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		</item>
		<item>
		<title>FHA Loan Programs for Subprime Market</title>
		<link>http://www.fhaloanblog.org/2010/01/28/fha-loan-programs-for-subprime-market/</link>
		<comments>http://www.fhaloanblog.org/2010/01/28/fha-loan-programs-for-subprime-market/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 04:52:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[FHA Loan Articles]]></category>

		<category><![CDATA[FHA Loan Product Promo]]></category>

		<category><![CDATA[FHA Loan Updates]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=86</guid>
		<description><![CDATA[It&#8217;s about to get more difficult to qualify for a FHA home loan, often considered the replacement loan for the collapsed subprime market.  Moving to head off the financial impact of defaulting borrowers, the FHA is adding more-stringent lending requirements and higher fees borrowers must pay to get the federally-insured loans.  The announcement comes on [...]]]></description>
		<wfw:commentRss>http://www.fhaloanblog.org/2010/01/28/fha-loan-programs-for-subprime-market/feed/</wfw:commentRss>
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		<item>
		<title>FHA Requirements Increasing for Home Buying Down Payments</title>
		<link>http://www.fhaloanblog.org/2009/12/11/fha-requirements-increasing-for-home-buying-down-payments/</link>
		<comments>http://www.fhaloanblog.org/2009/12/11/fha-requirements-increasing-for-home-buying-down-payments/#comments</comments>
		<pubDate>Fri, 11 Dec 2009 23:29:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[FHA Loan Articles]]></category>

		<category><![CDATA[FHA Loan Updates]]></category>

		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=84</guid>
		<description><![CDATA[Americans have grown accustomed to FHA loans for purchasing and mortgage refinancing.  A recent Bloomberg article highlighted new obstacles for Homebuyers seeking mortgage refinancing to take advantage of FHA loan program.   Borrowers will now have to put down additional funds in some cases as officials look for ways to shore up finances at the Federal [...]]]></description>
		<wfw:commentRss>http://www.fhaloanblog.org/2009/12/11/fha-requirements-increasing-for-home-buying-down-payments/feed/</wfw:commentRss>
		</item>
		<item>
		<title>What is a FHA Home Loan?</title>
		<link>http://www.fhaloanblog.org/2009/11/24/what-is-a-fha-home-loan/</link>
		<comments>http://www.fhaloanblog.org/2009/11/24/what-is-a-fha-home-loan/#comments</comments>
		<pubDate>Tue, 24 Nov 2009 22:51:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[FHA Loan Articles]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=82</guid>
		<description><![CDATA[What is a FHA home loan? Why are FHA mortgage loans so popular? Aside from food, there is no greater necessity than having shelter. Everyone wants a home. In this life, living from rented room to rented room or rented apartment to rented apartment is quite demoralizing. Everyone needs the security of having their very own [...]]]></description>
		<wfw:commentRss>http://www.fhaloanblog.org/2009/11/24/what-is-a-fha-home-loan/feed/</wfw:commentRss>
		</item>
		<item>
		<title>FHA Refinance Loans for Bad Credit</title>
		<link>http://www.fhaloanblog.org/2009/11/24/fha-refinance-loans-for-bad-credit/</link>
		<comments>http://www.fhaloanblog.org/2009/11/24/fha-refinance-loans-for-bad-credit/#comments</comments>
		<pubDate>Tue, 24 Nov 2009 22:42:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[FHA Loan Articles]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=80</guid>
		<description><![CDATA[An FHA (Federal Housing Administration) refinance can be a great option for people in various scenarios. There are two types of FHA refinancing loans: 1.) cash out refinancing and 2.) streamlined refinancing. In either scenario the home owner must have some equity in their home to be able to participate in such a plan. In [...]]]></description>
		<wfw:commentRss>http://www.fhaloanblog.org/2009/11/24/fha-refinance-loans-for-bad-credit/feed/</wfw:commentRss>
		</item>
		<item>
		<title>FHA Loan Guidelines Affected by FHA Reserves</title>
		<link>http://www.fhaloanblog.org/2009/11/11/fha-loan-guidelines-affected-by-fha-reserves/</link>
		<comments>http://www.fhaloanblog.org/2009/11/11/fha-loan-guidelines-affected-by-fha-reserves/#comments</comments>
		<pubDate>Wed, 11 Nov 2009 14:32:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[FHA Loan Updates]]></category>

		<category><![CDATA[FHA News]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=78</guid>
		<description><![CDATA[You would think that the housing sector rebounding would be good news for FHA loan programs, but think again. Yesterday HUD reported that the FHA reserve fund is dangerously low and today Zillow is reported that home prices seem to be stabilizing. “The percent of American single-family homes with home mortgages in negative equity fell [...]]]></description>
		<wfw:commentRss>http://www.fhaloanblog.org/2009/11/11/fha-loan-guidelines-affected-by-fha-reserves/feed/</wfw:commentRss>
		</item>
		<item>
		<title>FHA Loan Limits Exteneded for 2010</title>
		<link>http://www.fhaloanblog.org/2009/11/09/fha-loan-limits-exteneded-for-2010/</link>
		<comments>http://www.fhaloanblog.org/2009/11/09/fha-loan-limits-exteneded-for-2010/#comments</comments>
		<pubDate>Mon, 09 Nov 2009 15:05:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[FHA Loan Updates]]></category>

		<category><![CDATA[FHA News]]></category>

		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=76</guid>
		<description><![CDATA[The existing mortgage loan limits for FHA loans have been extended through the end of 2010. This move is expected to help ailing US housing markets by extending the availability of FHA home loans to homebuyers and homeowners in higher priced markets. FHA home loan limits are based on 125% of local median home value, [...]]]></description>
		<wfw:commentRss>http://www.fhaloanblog.org/2009/11/09/fha-loan-limits-exteneded-for-2010/feed/</wfw:commentRss>
		</item>
		<item>
		<title>FHA Head Rejects Calls for Higher Down Payments</title>
		<link>http://www.fhaloanblog.org/2009/10/14/fha-head-rejects-calls-for-higher-down-payments/</link>
		<comments>http://www.fhaloanblog.org/2009/10/14/fha-head-rejects-calls-for-higher-down-payments/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 05:00:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[FHA Loan Updates]]></category>

		<category><![CDATA[FHA News]]></category>

		<category><![CDATA[Mortgage News]]></category>

		<category><![CDATA[Published Loan Articles]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=74</guid>
		<description><![CDATA[The head of the Federal Housing Administration warned that raising down payment requirements or taking similar steps to limit the pool of bad credit home loans that lead to increased loan defaults and foreclosures. 
Rep. Scott Garrett (R., N.J.) introduced a measure in Congress earlier this month that would require minimum down payments of 5%, [...]]]></description>
		<wfw:commentRss>http://www.fhaloanblog.org/2009/10/14/fha-head-rejects-calls-for-higher-down-payments/feed/</wfw:commentRss>
		</item>
		<item>
		<title>FHA Loan Guidelines Hold Steady</title>
		<link>http://www.fhaloanblog.org/2009/09/09/fha-loan-guidelines-hold-steady/</link>
		<comments>http://www.fhaloanblog.org/2009/09/09/fha-loan-guidelines-hold-steady/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 13:21:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[FHA Loan Updates]]></category>

		<category><![CDATA[FHA News]]></category>

		<category><![CDATA[Published Loan Articles]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=72</guid>
		<description><![CDATA[FHA loan programs continue to soar in popularity. HUD reported that the FHA loans during the first part of August were receiving about 10,000 applications per day.  According to HUD officials, “The Federal Housing Administration was hit by increasing mortgage losses, is in jeopardy of seeing its reserves fall below the level demanded by Congress, in [...]]]></description>
		<wfw:commentRss>http://www.fhaloanblog.org/2009/09/09/fha-loan-guidelines-hold-steady/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Congress Fast Tracking FHA Loan Limits for 2010</title>
		<link>http://www.fhaloanblog.org/2009/09/01/congress-fast-tracking-fha-loan-limits-for-2010/</link>
		<comments>http://www.fhaloanblog.org/2009/09/01/congress-fast-tracking-fha-loan-limits-for-2010/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 15:02:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[FHA Loan Updates]]></category>

		<category><![CDATA[FHA News]]></category>

		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=70</guid>
		<description><![CDATA[According to FHA Loan Pros, the American Recovery and Reinvestment Act without the legislation would be reverted FHA loan limits back to $417,000. That would have eliminated millions of FHA borrowers, but fortunately Congress was able to include the higher FHA loan limits into their 2010 budget. FHA lending would have been scarce in many of [...]]]></description>
		<wfw:commentRss>http://www.fhaloanblog.org/2009/09/01/congress-fast-tracking-fha-loan-limits-for-2010/feed/</wfw:commentRss>
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