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	<title>FHA Loan Guide</title>
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	<link>http://www.fhaloanblog.org</link>
	<description>FHA Loan Guide offer FHA loan programs, FHA Refinance Loans &#38; FHA Streamline Rates</description>
	<lastBuildDate>Fri, 27 Aug 2010 02:06:56 +0000</lastBuildDate>
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		<title>HUD Launching FHA Refinancing for Underwater Mortgages</title>
		<link>http://www.fhaloanblog.org/2010/08/26/hud-launching-fha-refinancing-for-underwater-mortgages/</link>
		<comments>http://www.fhaloanblog.org/2010/08/26/hud-launching-fha-refinancing-for-underwater-mortgages/#comments</comments>
		<pubDate>Fri, 27 Aug 2010 02:06:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Loan Updates]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[FHA refinance loan]]></category>
		<category><![CDATA[Making Home Affordable Program]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=167</guid>
		<description><![CDATA[The Federal Housing Administration will launch a program on September 7th that will allow underwater homeowners who are current on a non-FHA loan to refinance into an FHA-backed loan when their lender agrees to write off at least 10 percent of their principal.  The FHA Short Refinance program, originally announced in March, is designed to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Annual Loan Fees Are Raised for FHA Home Loans</title>
		<link>http://www.fhaloanblog.org/2010/08/06/annual-loan-fees-are-raised-for-fha-home-loans/</link>
		<comments>http://www.fhaloanblog.org/2010/08/06/annual-loan-fees-are-raised-for-fha-home-loans/#comments</comments>
		<pubDate>Fri, 06 Aug 2010 22:43:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[FHA annual fees]]></category>
		<category><![CDATA[FHA loan costs]]></category>
		<category><![CDATA[FHA loan fees]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=150</guid>
		<description><![CDATA[After considering increasing the FHA loan costs, the Federal Housing Administration decided to turn the talk into increased revenues.  The FHA came together in agreement today that starting September 7th to raise the annual fees for FHA loans insured by the agency in an effort to strengthen its cash-strapped balance sheet.  Earlier this week, the Senate [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Short Refinance</title>
		<link>http://www.fhaloanblog.org/2010/08/06/fha-short-refinance/</link>
		<comments>http://www.fhaloanblog.org/2010/08/06/fha-short-refinance/#comments</comments>
		<pubDate>Fri, 06 Aug 2010 15:18:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Lending]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[FHA short refinance]]></category>
		<category><![CDATA[FHA short-refi]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=147</guid>
		<description><![CDATA[FHA continues to be active with tightening FHA loan guidelines for many of their loan products, but the FHA short-refinance is very aggressive mortgage relief for a targeted group of troubled borrowers.  The U.S. Department of Housing and Urban Development announced the new FHA loan program because almost 25% of financed homes above 100% loan-to-value.  [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>FHA Promises to Reduce Closing Costs</title>
		<link>http://www.fhaloanblog.org/2010/08/02/fha-promises-to-reduce-closing-costs/</link>
		<comments>http://www.fhaloanblog.org/2010/08/02/fha-promises-to-reduce-closing-costs/#comments</comments>
		<pubDate>Mon, 02 Aug 2010 15:44:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[Published Loan Articles]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=139</guid>
		<description><![CDATA[The FHA has promised to lower closing costs in the summer of 2010.  Specifically FHA has discussed lowering the allowable seller concessions. FHA will reduce seller concessions from 6% to 3%. According to an announcement in January, the current level of 6% exposes the FHA mortgage to excess risk by creating incentives for appraisers to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Key FHA Mortgage Loan Facts for Homebuyers</title>
		<link>http://www.fhaloanblog.org/2010/07/22/key-fha-mortgage-loan-facts-for-homebuyers/</link>
		<comments>http://www.fhaloanblog.org/2010/07/22/key-fha-mortgage-loan-facts-for-homebuyers/#comments</comments>
		<pubDate>Thu, 22 Jul 2010 19:51:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Lending]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[Published Loan Articles]]></category>
		<category><![CDATA[FHA home mortgages]]></category>
		<category><![CDATA[FHA mortgage lenders]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=135</guid>
		<description><![CDATA[BankRate published a helpful article for new homebuyers that outlined important facts about FHA home loans.  In the wake of the housing bubble&#8217;s collapse, FHA loans have taken on renewed importance for today&#8217;s mortgage borrowers. Simply stated, an FHA mortgage is a home loan insured by the Federal Housing Administration, a government agency within the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Streamline Refinancing without Costs</title>
		<link>http://www.fhaloanblog.org/2010/07/22/fha-streamline-refinancing-without-costs/</link>
		<comments>http://www.fhaloanblog.org/2010/07/22/fha-streamline-refinancing-without-costs/#comments</comments>
		<pubDate>Thu, 22 Jul 2010 16:04:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Lending]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Published Loan Articles]]></category>
		<category><![CDATA[FHA loan company]]></category>
		<category><![CDATA[FHA streamline loans]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=132</guid>
		<description><![CDATA[The FHA Home Loan Blog recent published an article that uncovered some new opportunities for no cost FHA streamline refinancing. There are approved FHA lenders that are offering no cost mortgage refinance opportunities for a select group of borrowers.  If you have good income and high credit scores above 700, there is a good possibility that [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Will FHA Loan Products Require a Minimum Credit Score for Refinancing?</title>
		<link>http://www.fhaloanblog.org/2010/07/16/will-fha-loan-products-require-a-minimum-credit-score-for-refinancing/</link>
		<comments>http://www.fhaloanblog.org/2010/07/16/will-fha-loan-products-require-a-minimum-credit-score-for-refinancing/#comments</comments>
		<pubDate>Sat, 17 Jul 2010 00:01:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Lending]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[FHA Loan Updates]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Loan Articles]]></category>
		<category><![CDATA[FHA mortgage refinance programs]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=129</guid>
		<description><![CDATA[It looks like finally the government is tightening the FHA credit guidelines for home loans and refinancing.  The Federal Housing Administration has always been a great proponent of homeownership and fair lending, but FHA loan defaults are sucking up the FHA reserves. FHA announced they were considering a proposal to no longer approve FHA mortgage [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>FHA Loan Production Dips Slightly</title>
		<link>http://www.fhaloanblog.org/2010/07/08/fha-loan-production-dips-slightly/</link>
		<comments>http://www.fhaloanblog.org/2010/07/08/fha-loan-production-dips-slightly/#comments</comments>
		<pubDate>Thu, 08 Jul 2010 21:01:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Lending]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[FHA loan approvals]]></category>
		<category><![CDATA[FHA loan companies]]></category>
		<category><![CDATA[FHA mortgage loan origination]]></category>
		<category><![CDATA[FHA mortgage programs]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=126</guid>
		<description><![CDATA[Recent government reports indicated that FHA mortgage loan origination dropped 3% in May from April’s volume.  FHA lenders originated $22.3 billion of FHA loans ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Increased Net Worth Requirements for FHA Approved Lenders</title>
		<link>http://www.fhaloanblog.org/2010/07/01/increased-net-worth-requirements-for-fha-approved-lenders/</link>
		<comments>http://www.fhaloanblog.org/2010/07/01/increased-net-worth-requirements-for-fha-approved-lenders/#comments</comments>
		<pubDate>Thu, 01 Jul 2010 17:30:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Lending]]></category>
		<category><![CDATA[FHA Loan Updates]]></category>
		<category><![CDATA[FHA Mortgage Leters]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[FHA approved lenders]]></category>
		<category><![CDATA[FHA requirements]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=123</guid>
		<description><![CDATA[The recent FHA Mortgagee Letter from HUD all have the underline toned of increased responsibilities for approved FHA lenders.  HUD is driving home the tone of responsible lending in each of the FHA letters in 2010.   FHA outlined key provisions of HUD’s recently issued final rule, and guidance to mortgagees on HUD’s implementation of this [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>FHA Lenders See Rise for FHA Refinancing and Home Buying</title>
		<link>http://www.fhaloanblog.org/2010/06/23/fha-lenders-see-rise-for-fha-refinancing-and-home-buying/</link>
		<comments>http://www.fhaloanblog.org/2010/06/23/fha-lenders-see-rise-for-fha-refinancing-and-home-buying/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 03:46:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Lending]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[FHA Loan Updates]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[FHA first time home buying loans]]></category>
		<category><![CDATA[FHA lenders]]></category>
		<category><![CDATA[FHA loan companies]]></category>
		<category><![CDATA[Mortgage Bankers Association]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=121</guid>
		<description><![CDATA[Over the last few months many FHA loan companies have been struggling to submit new loans into process because the loan application volumes were down for FHA refinancing and new home buying.  There were a few good weeks here an there, but overall, morale was down for loan officers according to several FHA lenders.  The [...]]]></description>
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