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	<title>FHA Loan Guide &#187; Published Loan Articles</title>
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	<description>FHA Loan Guide offer FHA loan programs, FHA Refinance Loans &#38; FHA Streamline Rates</description>
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		<title>The New HARP and Higher FHA Loan Limits</title>
		<link>http://www.fhaloanblog.org/2011/11/29/the-new-harp-and-higher-fha-loan-limits/</link>
		<comments>http://www.fhaloanblog.org/2011/11/29/the-new-harp-and-higher-fha-loan-limits/#comments</comments>
		<pubDate>Tue, 29 Nov 2011 23:59:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Loan Updates]]></category>
		<category><![CDATA[HARP Loans]]></category>
		<category><![CDATA[Published Loan Articles]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=311</guid>
		<description><![CDATA[Mortgage lenders across the country have been talking about the new HARP loans and the higher FHA loan limits that were raised to help consumers that reside in high cost regions. CoreLogic released new data showing that seven out of ten homeowners are below 80% loan to value.  That means that this group of consumers [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2012 FHA Loan Limits to Fall Soon</title>
		<link>http://www.fhaloanblog.org/2011/08/22/2012-fha-loan-limits-to-fall-soon/</link>
		<comments>http://www.fhaloanblog.org/2011/08/22/2012-fha-loan-limits-to-fall-soon/#comments</comments>
		<pubDate>Mon, 22 Aug 2011 19:20:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[Published Loan Articles]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=305</guid>
		<description><![CDATA[Lenders and brokers have started to brace themselves for reduced FHA loan limits coming on September 30th.  MBA, NAR and other housing activists agree that lower loan limits will make it tougher on FHA financing in states with high cost regions. Many FHA loan companies have begun using the reduced FHA loan limits because in [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What are the Benefits and Risks with an FHA Loan?</title>
		<link>http://www.fhaloanblog.org/2011/08/19/benefits-of-fha-loan/</link>
		<comments>http://www.fhaloanblog.org/2011/08/19/benefits-of-fha-loan/#comments</comments>
		<pubDate>Fri, 19 Aug 2011 23:22:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[Published Loan Articles]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=303</guid>
		<description><![CDATA[FHA started insuring home loans in 1934.  This government finance agency has helped support millions of first time home buyers over the years. Many people think FHA is only for new home buyers, but FHA offers home refinancing, cash out loans and much more. The main benefits of FHA mortgages 1) FHA encourages home financing [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA Refinancing Options</title>
		<link>http://www.fhaloanblog.org/2011/06/27/fha-refinancing-options/</link>
		<comments>http://www.fhaloanblog.org/2011/06/27/fha-refinancing-options/#comments</comments>
		<pubDate>Mon, 27 Jun 2011 22:17:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[Published Loan Articles]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=295</guid>
		<description><![CDATA[The FHA Home Loan Blog published a great article today highlighting some issues that homeowners should consider when refinancing.  Refinance now because conventional and FHA loan programs now before conforming limits rise at the end of summer. Some FHA lenders are more aggressive with approving a bad credit refinance for a borrower with compensating factors. FHA refinance [...]]]></description>
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		<title>Maximizing Low FHA Loan Rates</title>
		<link>http://www.fhaloanblog.org/2011/05/13/maximizing-low-fha-loan-rates/</link>
		<comments>http://www.fhaloanblog.org/2011/05/13/maximizing-low-fha-loan-rates/#comments</comments>
		<pubDate>Fri, 13 May 2011 06:08:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Published Loan Articles]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=289</guid>
		<description><![CDATA[The Mortgage Bankers Association reported that FHA interest rates fell to their lowest level in 2011. The drop in FHA loan rates creates a new opportunity for homeowners to refinance into a lower and more affordable payment.  The lower FHA rates also help pave the way for first time home buyers to get locked into [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is FHA Mandating Minimum Credit Scores?</title>
		<link>http://www.fhaloanblog.org/2011/03/22/is-fha-mandating-minimum-credit-scores/</link>
		<comments>http://www.fhaloanblog.org/2011/03/22/is-fha-mandating-minimum-credit-scores/#comments</comments>
		<pubDate>Tue, 22 Mar 2011 07:00:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[Published Loan Articles]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=252</guid>
		<description><![CDATA[According to Housing of Urban Development’s 2011 FHA guidelines, loan applicants must have at least a 500 credit score or better to be eligible for a FHA refinance or home purchase loan.  In most cases, applicants with credit scores between 500 and 579 will need to demonstrate strong compensating factors to be approved for most [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Best FHA Loan Programs</title>
		<link>http://www.fhaloanblog.org/2011/01/21/best-fha-loan-programs/</link>
		<comments>http://www.fhaloanblog.org/2011/01/21/best-fha-loan-programs/#comments</comments>
		<pubDate>Fri, 21 Jan 2011 21:12:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[Published Loan Articles]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=205</guid>
		<description><![CDATA[FHA loan programs continue to support a majority of the home financing sector in 2011. With FHA mortgage rates on the rise, it’s a good idea for homeowners to refinance if they have an adjustable rate mortgage while rates are still low.  If you are considering buying a home, now is an opportune time because [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title></title>
		<link>http://www.fhaloanblog.org/2011/01/13/192/</link>
		<comments>http://www.fhaloanblog.org/2011/01/13/192/#comments</comments>
		<pubDate>Fri, 14 Jan 2011 02:17:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Published Loan Articles]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=192</guid>
		<description><![CDATA[Despite all of the news and hyysteria, FHA loan rates are still very affordable.   Today most qualified applicants can get a 4.75% rate that is fixed for thirty years. That means if you are refinancing a in the $400,000 range, the monthly payment would be about $1,900.  The FHA home loan blog posted an article pointing out that [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>FHA Promises to Reduce Closing Costs</title>
		<link>http://www.fhaloanblog.org/2010/08/02/fha-promises-to-reduce-closing-costs/</link>
		<comments>http://www.fhaloanblog.org/2010/08/02/fha-promises-to-reduce-closing-costs/#comments</comments>
		<pubDate>Mon, 02 Aug 2010 15:44:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[Published Loan Articles]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=139</guid>
		<description><![CDATA[The FHA has promised to lower closing costs in the summer of 2010.  Specifically FHA has discussed lowering the allowable seller concessions. FHA will reduce seller concessions from 6% to 3%. According to an announcement in January, the current level of 6% exposes the FHA mortgage to excess risk by creating incentives for appraisers to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Key FHA Mortgage Loan Facts for Homebuyers</title>
		<link>http://www.fhaloanblog.org/2010/07/22/key-fha-mortgage-loan-facts-for-homebuyers/</link>
		<comments>http://www.fhaloanblog.org/2010/07/22/key-fha-mortgage-loan-facts-for-homebuyers/#comments</comments>
		<pubDate>Thu, 22 Jul 2010 19:51:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Lending]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[Published Loan Articles]]></category>
		<category><![CDATA[FHA home mortgages]]></category>
		<category><![CDATA[FHA mortgage lenders]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=135</guid>
		<description><![CDATA[BankRate published a helpful article for new homebuyers that outlined important facts about FHA home loans.  In the wake of the housing bubble&#8217;s collapse, FHA loans have taken on renewed importance for today&#8217;s mortgage borrowers. Simply stated, an FHA mortgage is a home loan insured by the Federal Housing Administration, a government agency within the [...]]]></description>
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		<slash:comments>0</slash:comments>
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