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	<title>FHA Loan Guide &#187; Mortgage News</title>
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	<description>FHA Loan Guide offer FHA loan programs, FHA Refinance Loans &#38; FHA Streamline Rates</description>
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		<title>FHA Loan Changes on the Horizon</title>
		<link>http://www.fhaloanblog.org/2010/09/14/fha-loan-changes-on-the-horizon/</link>
		<comments>http://www.fhaloanblog.org/2010/09/14/fha-loan-changes-on-the-horizon/#comments</comments>
		<pubDate>Tue, 14 Sep 2010 14:33:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Loan Updates]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=170</guid>
		<description><![CDATA[It’s no secret that FHA loan requirements are increasing and FHA guidelines have been tightening.  The streamline refinance may be the last aggressive program left because there is no appraisal and no income documentation required.  All indication point towards high credit scores and more significant down-payment requirements for FHA home financing. Even with FHA rates [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Will FHA Loan Products Require a Minimum Credit Score for Refinancing?</title>
		<link>http://www.fhaloanblog.org/2010/07/16/will-fha-loan-products-require-a-minimum-credit-score-for-refinancing/</link>
		<comments>http://www.fhaloanblog.org/2010/07/16/will-fha-loan-products-require-a-minimum-credit-score-for-refinancing/#comments</comments>
		<pubDate>Sat, 17 Jul 2010 00:01:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Lending]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[FHA Loan Updates]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Loan Articles]]></category>
		<category><![CDATA[FHA mortgage refinance programs]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=129</guid>
		<description><![CDATA[It looks like finally the government is tightening the FHA credit guidelines for home loans and refinancing.  The Federal Housing Administration has always been a great proponent of homeownership and fair lending, but FHA loan defaults are sucking up the FHA reserves. FHA announced they were considering a proposal to no longer approve FHA mortgage [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Increased Net Worth Requirements for FHA Approved Lenders</title>
		<link>http://www.fhaloanblog.org/2010/07/01/increased-net-worth-requirements-for-fha-approved-lenders/</link>
		<comments>http://www.fhaloanblog.org/2010/07/01/increased-net-worth-requirements-for-fha-approved-lenders/#comments</comments>
		<pubDate>Thu, 01 Jul 2010 17:30:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Lending]]></category>
		<category><![CDATA[FHA Loan Updates]]></category>
		<category><![CDATA[FHA Mortgage Leters]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[FHA approved lenders]]></category>
		<category><![CDATA[FHA requirements]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=123</guid>
		<description><![CDATA[The recent FHA Mortgagee Letter from HUD all have the underline toned of increased responsibilities for approved FHA lenders.  HUD is driving home the tone of responsible lending in each of the FHA letters in 2010.   FHA outlined key provisions of HUD’s recently issued final rule, and guidance to mortgagees on HUD’s implementation of this [...]]]></description>
		<wfw:commentRss>http://www.fhaloanblog.org/2010/07/01/increased-net-worth-requirements-for-fha-approved-lenders/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>FHA Lenders See Rise for FHA Refinancing and Home Buying</title>
		<link>http://www.fhaloanblog.org/2010/06/23/fha-lenders-see-rise-for-fha-refinancing-and-home-buying/</link>
		<comments>http://www.fhaloanblog.org/2010/06/23/fha-lenders-see-rise-for-fha-refinancing-and-home-buying/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 03:46:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Lending]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[FHA Loan Updates]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[FHA first time home buying loans]]></category>
		<category><![CDATA[FHA lenders]]></category>
		<category><![CDATA[FHA loan companies]]></category>
		<category><![CDATA[Mortgage Bankers Association]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=121</guid>
		<description><![CDATA[Over the last few months many FHA loan companies have been struggling to submit new loans into process because the loan application volumes were down for FHA refinancing and new home buying.  There were a few good weeks here an there, but overall, morale was down for loan officers according to several FHA lenders.  The [...]]]></description>
		<wfw:commentRss>http://www.fhaloanblog.org/2010/06/23/fha-lenders-see-rise-for-fha-refinancing-and-home-buying/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Loan Volume Risking Reserves</title>
		<link>http://www.fhaloanblog.org/2010/06/17/fha-loan-volume-risking-reserves/</link>
		<comments>http://www.fhaloanblog.org/2010/06/17/fha-loan-volume-risking-reserves/#comments</comments>
		<pubDate>Thu, 17 Jun 2010 22:24:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Lending]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=119</guid>
		<description><![CDATA[Bloomberg published an article recently that considered the impact of FHA loans.  FHA first time homebuying remains popular with the low FHA interest rates.  FHA home loans re guaranteed by the Federal Housing Administration, the U.S.-owned mortgage insurer, may be involved in more home-purchase transactions than borrowing financed by Fannie Mae and Freddie Mac.  FHA [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Government Increasing the FHA Loan Premiums</title>
		<link>http://www.fhaloanblog.org/2010/06/11/government-increasing-the-fha-loan-premiums/</link>
		<comments>http://www.fhaloanblog.org/2010/06/11/government-increasing-the-fha-loan-premiums/#comments</comments>
		<pubDate>Fri, 11 Jun 2010 19:35:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Lending]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Loan Articles]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=117</guid>
		<description><![CDATA[The US House passed a bill yesterday that would give HUD the authority to increase the FHA mortgage insurance premiums over a period of time. Keeping the FHA loan premiums low would help increase homeownership and raising the premium would likely decrease new home buyers.  This bill was created in an effort to help the Federal Housing [...]]]></description>
		<wfw:commentRss>http://www.fhaloanblog.org/2010/06/11/government-increasing-the-fha-loan-premiums/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New FHA Loan Requirements for Condo Sales</title>
		<link>http://www.fhaloanblog.org/2010/06/01/new-fha-loan-requirements-for-condo-sales/</link>
		<comments>http://www.fhaloanblog.org/2010/06/01/new-fha-loan-requirements-for-condo-sales/#comments</comments>
		<pubDate>Tue, 01 Jun 2010 15:47:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Lending]]></category>
		<category><![CDATA[FHA Loan Product Promo]]></category>
		<category><![CDATA[FHA Loan Updates]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[FHA mortgage lender]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=109</guid>
		<description><![CDATA[Over the last few years, FHA loan policies have been different for condominiums.  Recent changes in the way the Federal Housing Administration approves home loans for condominiums have left many would-be homeowners out in the cold, at least temporarily. That&#8217;s because the FHA will no longer approve a mortgage for a unit in a community [...]]]></description>
		<wfw:commentRss>http://www.fhaloanblog.org/2010/06/01/new-fha-loan-requirements-for-condo-sales/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Credit Guideline Changes for FHA Lending</title>
		<link>http://www.fhaloanblog.org/2010/03/18/fha-credit-guideline-changes-for-fha-lending/</link>
		<comments>http://www.fhaloanblog.org/2010/03/18/fha-credit-guideline-changes-for-fha-lending/#comments</comments>
		<pubDate>Thu, 18 Mar 2010 15:43:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[FHA Loan Updates]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=93</guid>
		<description><![CDATA[FHA credit guidelines have always been more flexible than traditional conventional mortgage loans.  HUD has announced several times that they have revised the FHA guidelines in recent months.  The FHA appraisal policy has been changed a bit and the FHA streamline refinance program has been hacked at as well.  In addition, FHA credit guidelines were [...]]]></description>
		<wfw:commentRss>http://www.fhaloanblog.org/2010/03/18/fha-credit-guideline-changes-for-fha-lending/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is FHA Losing Market Share for Home Loans?</title>
		<link>http://www.fhaloanblog.org/2010/03/18/is-fha-losing-market-share-for-home-loans/</link>
		<comments>http://www.fhaloanblog.org/2010/03/18/is-fha-losing-market-share-for-home-loans/#comments</comments>
		<pubDate>Thu, 18 Mar 2010 15:28:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Loan Articles]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=91</guid>
		<description><![CDATA[In a recent article the FHA Mortgage Guide reported the statistics for February FHA loan originations.  HUD released these figures and the early results indicate that this new FHA loan program looks like a hit.  This FHA loan product is on its way to insure over two million FHA mortgages in 2010. Those figures sound [...]]]></description>
		<wfw:commentRss>http://www.fhaloanblog.org/2010/03/18/is-fha-losing-market-share-for-home-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Better Credit FHA Loans Performing Well</title>
		<link>http://www.fhaloanblog.org/2010/02/03/better-credit-fha-loans-performing-well/</link>
		<comments>http://www.fhaloanblog.org/2010/02/03/better-credit-fha-loans-performing-well/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 16:33:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[FHA Loan Updates]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=89</guid>
		<description><![CDATA[FHA officials recently expressed new reasons to be optimistic. The FHA home loans made in 2009 tended to go to borrowers with higher credit scores than in previous years. These borrowers turned to the FHA when the mortgage market collapsed and other lending sources dried up. By then, reputable lenders doing business with the agency were already [...]]]></description>
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		<slash:comments>0</slash:comments>
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