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	<title>FHA Loan Guide &#187; FHA Loan Updates</title>
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	<link>http://www.fhaloanblog.org</link>
	<description>FHA Loan Guide offer FHA loan programs, FHA Refinance Loans &#38; FHA Streamline Rates</description>
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		<title>The New HARP and Higher FHA Loan Limits</title>
		<link>http://www.fhaloanblog.org/2011/11/29/the-new-harp-and-higher-fha-loan-limits/</link>
		<comments>http://www.fhaloanblog.org/2011/11/29/the-new-harp-and-higher-fha-loan-limits/#comments</comments>
		<pubDate>Tue, 29 Nov 2011 23:59:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Loan Updates]]></category>
		<category><![CDATA[HARP Loans]]></category>
		<category><![CDATA[Published Loan Articles]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=311</guid>
		<description><![CDATA[Mortgage lenders across the country have been talking about the new HARP loans and the higher FHA loan limits that were raised to help consumers that reside in high cost regions. CoreLogic released new data showing that seven out of ten homeowners are below 80% loan to value.  That means that this group of consumers [...]]]></description>
		<wfw:commentRss>http://www.fhaloanblog.org/2011/11/29/the-new-harp-and-higher-fha-loan-limits/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New FHA Power Saver Loan Program</title>
		<link>http://www.fhaloanblog.org/2011/01/26/new-fha-power-saver-loan-program/</link>
		<comments>http://www.fhaloanblog.org/2011/01/26/new-fha-power-saver-loan-program/#comments</comments>
		<pubDate>Wed, 26 Jan 2011 18:32:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Energy Efficient Financing]]></category>
		<category><![CDATA[FHA Loan Updates]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=208</guid>
		<description><![CDATA[HUD recently proposed Power Saver loans to fund home improvement measures on FHA’s list of &#8220;eligible measures&#8221; with no energy audit or rating.  The new FHA loan is a pilot program created to help homeowners finance energy efficient home improvements. HUD said that FHA will insure these home improvement loans and many FHA lenders are [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>FHA Loan Changes on the Horizon</title>
		<link>http://www.fhaloanblog.org/2010/09/14/fha-loan-changes-on-the-horizon/</link>
		<comments>http://www.fhaloanblog.org/2010/09/14/fha-loan-changes-on-the-horizon/#comments</comments>
		<pubDate>Tue, 14 Sep 2010 14:33:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Loan Updates]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=170</guid>
		<description><![CDATA[It’s no secret that FHA loan requirements are increasing and FHA guidelines have been tightening.  The streamline refinance may be the last aggressive program left because there is no appraisal and no income documentation required.  All indication point towards high credit scores and more significant down-payment requirements for FHA home financing. Even with FHA rates [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>HUD Launching FHA Refinancing for Underwater Mortgages</title>
		<link>http://www.fhaloanblog.org/2010/08/26/hud-launching-fha-refinancing-for-underwater-mortgages/</link>
		<comments>http://www.fhaloanblog.org/2010/08/26/hud-launching-fha-refinancing-for-underwater-mortgages/#comments</comments>
		<pubDate>Fri, 27 Aug 2010 02:06:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Loan Updates]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[FHA refinance loan]]></category>
		<category><![CDATA[Making Home Affordable Program]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=167</guid>
		<description><![CDATA[The Federal Housing Administration will launch a program on September 7th that will allow underwater homeowners who are current on a non-FHA loan to refinance into an FHA-backed loan when their lender agrees to write off at least 10 percent of their principal.  The FHA Short Refinance program, originally announced in March, is designed to [...]]]></description>
		<wfw:commentRss>http://www.fhaloanblog.org/2010/08/26/hud-launching-fha-refinancing-for-underwater-mortgages/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
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		<item>
		<title>Will FHA Loan Products Require a Minimum Credit Score for Refinancing?</title>
		<link>http://www.fhaloanblog.org/2010/07/16/will-fha-loan-products-require-a-minimum-credit-score-for-refinancing/</link>
		<comments>http://www.fhaloanblog.org/2010/07/16/will-fha-loan-products-require-a-minimum-credit-score-for-refinancing/#comments</comments>
		<pubDate>Sat, 17 Jul 2010 00:01:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Lending]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[FHA Loan Updates]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Loan Articles]]></category>
		<category><![CDATA[FHA mortgage refinance programs]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=129</guid>
		<description><![CDATA[It looks like finally the government is tightening the FHA credit guidelines for home loans and refinancing.  The Federal Housing Administration has always been a great proponent of homeownership and fair lending, but FHA loan defaults are sucking up the FHA reserves. FHA announced they were considering a proposal to no longer approve FHA mortgage [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Increased Net Worth Requirements for FHA Approved Lenders</title>
		<link>http://www.fhaloanblog.org/2010/07/01/increased-net-worth-requirements-for-fha-approved-lenders/</link>
		<comments>http://www.fhaloanblog.org/2010/07/01/increased-net-worth-requirements-for-fha-approved-lenders/#comments</comments>
		<pubDate>Thu, 01 Jul 2010 17:30:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Lending]]></category>
		<category><![CDATA[FHA Loan Updates]]></category>
		<category><![CDATA[FHA Mortgage Leters]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[FHA approved lenders]]></category>
		<category><![CDATA[FHA requirements]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=123</guid>
		<description><![CDATA[The recent FHA Mortgagee Letter from HUD all have the underline toned of increased responsibilities for approved FHA lenders.  HUD is driving home the tone of responsible lending in each of the FHA letters in 2010.   FHA outlined key provisions of HUD’s recently issued final rule, and guidance to mortgagees on HUD’s implementation of this [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA Lenders See Rise for FHA Refinancing and Home Buying</title>
		<link>http://www.fhaloanblog.org/2010/06/23/fha-lenders-see-rise-for-fha-refinancing-and-home-buying/</link>
		<comments>http://www.fhaloanblog.org/2010/06/23/fha-lenders-see-rise-for-fha-refinancing-and-home-buying/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 03:46:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Lending]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[FHA Loan Updates]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[FHA first time home buying loans]]></category>
		<category><![CDATA[FHA lenders]]></category>
		<category><![CDATA[FHA loan companies]]></category>
		<category><![CDATA[Mortgage Bankers Association]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=121</guid>
		<description><![CDATA[Over the last few months many FHA loan companies have been struggling to submit new loans into process because the loan application volumes were down for FHA refinancing and new home buying.  There were a few good weeks here an there, but overall, morale was down for loan officers according to several FHA lenders.  The [...]]]></description>
		<wfw:commentRss>http://www.fhaloanblog.org/2010/06/23/fha-lenders-see-rise-for-fha-refinancing-and-home-buying/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Considering the Future of FHA Loan Financing</title>
		<link>http://www.fhaloanblog.org/2010/06/09/considering-the-future-of-fha-loan-financing/</link>
		<comments>http://www.fhaloanblog.org/2010/06/09/considering-the-future-of-fha-loan-financing/#comments</comments>
		<pubDate>Wed, 09 Jun 2010 14:49:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Lending]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[FHA Loan Updates]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[FHA loan product]]></category>
		<category><![CDATA[first time home buyer loans]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=111</guid>
		<description><![CDATA[Yes FHA mortgage rates are low, but the FHA loan program as a whole may be in jeopardy of existence.  Many FHA blogs have posed the reality that the FHA loan product is at serious risk to be shut down.  In this political climate it becomes obvious that anything is possible because Congress must pass [...]]]></description>
		<wfw:commentRss>http://www.fhaloanblog.org/2010/06/09/considering-the-future-of-fha-loan-financing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New FHA Loan Requirements for Condo Sales</title>
		<link>http://www.fhaloanblog.org/2010/06/01/new-fha-loan-requirements-for-condo-sales/</link>
		<comments>http://www.fhaloanblog.org/2010/06/01/new-fha-loan-requirements-for-condo-sales/#comments</comments>
		<pubDate>Tue, 01 Jun 2010 15:47:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Lending]]></category>
		<category><![CDATA[FHA Loan Product Promo]]></category>
		<category><![CDATA[FHA Loan Updates]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[FHA mortgage lender]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=109</guid>
		<description><![CDATA[Over the last few years, FHA loan policies have been different for condominiums.  Recent changes in the way the Federal Housing Administration approves home loans for condominiums have left many would-be homeowners out in the cold, at least temporarily. That&#8217;s because the FHA will no longer approve a mortgage for a unit in a community [...]]]></description>
		<wfw:commentRss>http://www.fhaloanblog.org/2010/06/01/new-fha-loan-requirements-for-condo-sales/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Buying Opportunities with Declining FHA Loan Rates</title>
		<link>http://www.fhaloanblog.org/2010/05/25/home-buying-opportunities-with-declining-fha-loan-rates/</link>
		<comments>http://www.fhaloanblog.org/2010/05/25/home-buying-opportunities-with-declining-fha-loan-rates/#comments</comments>
		<pubDate>Tue, 25 May 2010 14:53:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Lending]]></category>
		<category><![CDATA[FHA Loan Articles]]></category>
		<category><![CDATA[FHA Loan Updates]]></category>
		<category><![CDATA[FHA News]]></category>
		<category><![CDATA[Published Loan Articles]]></category>
		<category><![CDATA[FHA lenders]]></category>
		<category><![CDATA[FHA loan rates]]></category>
		<category><![CDATA[FHA loan requirements]]></category>
		<category><![CDATA[government home financing]]></category>
		<category><![CDATA[low down-payment requirements]]></category>

		<guid isPermaLink="false">http://www.fhaloanblog.org/?p=105</guid>
		<description><![CDATA[Once again 1st-time home buyers made up almost half of the homes purchased in April.  New home buyers have been inspired by historically low interest rates and low down-payment requirements with FHA loans.  Many mortgage executives privately feared rate hikes once the Federal Reserve allowed $1.25 trillion mortgage-securities purchase program to officially expire, but conforming [...]]]></description>
		<wfw:commentRss>http://www.fhaloanblog.org/2010/05/25/home-buying-opportunities-with-declining-fha-loan-rates/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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